The best online casinos give simple-to-earn bonus programs with dependable customer support as well as an extensive selection of games We’ve created an extensive list of them below. Red Dog is our No. number one choice due to its ability to provide players with generous bonus offers and a wide array of games available at […]
If you’re strapped for cash between paydays or face an unexpected financial crisis or financial emergency, a payday loan may be an appealing alternative to get by or access funds quickly. However, these types of loans that are usually due on the day of your next payday, can be very risky. They have very high rates of […]
Image source: Getty Images Be sure to use your tax refund wisely. Key points Many Americans will receive a large tax refund this year. This lump sum payment represents a great opportunity to improve your finances. Paying off debt, building an emergency fund, and investing are some smart ways to use your tax refund. Many […]
Getting into debt is often very easy to justify today, and it can often feel like you have to borrow money to do a lot of different things. Whether you want to go to college to get a degree, get a mortgage to buy a house, or even buy a newer car, these things have […]
Since the Covid-19 pandemic, China has been trying to present itself as a reliable partner for economic recovery. But much like China’s vaccines that have raised questions about their effectiveness, the country’s partnership in economic recovery comes with waste, fraud and political manipulation. Beijing has failed to act against the corruption and criminality that Chinese […]
Copyright © 2022 Albuquerque Journal SANTA FE — Starting next year, New Mexico will join more than 30 other states with 36% interest rate caps on storefront loans, after Governor Michelle Lujan Grisham signed a draft on Tuesday. bill that was passed by lawmakers after a multi-year debate on the issue. Lenders say the enactment […]
When you’re low on cash between paychecks or have an unexpected financial emergency, a payday loan can be a tempting option to help you make ends meet or access cash quickly. However, these short-term loans, which are usually due on the day of your next payday, are extremely risky. They come with very high interest […]
A little more than three years after the vote on the bipartisan personal loan reform, the Ohio Equity in Lending Act Ohio consumers have widespread access to safer and more affordable small-dollar loans, according to a recent Ohio Department of Commerce Report. the historical legislation has put millions of dollars back in the pockets of […]
Americans’ credit scores have improved markedly over the past year, especially for people paying off student loan debt. Credit scores have risen, largely thanks to government interventions to keep households afloat financially during the pandemic, according to a report from the New York Federal Reserve released on Tuesday on Americans’ access to credit and paying […]
As efforts to implement a national rate cap stall, more states are considering banning consumer loans with annual percentage rates above 36%. New Mexico lawmakers recently approved a 36% rate cap, which would reduce the state’s current maximum APR by 175%. It now awaits the governor’s signature. Lawmakers in Rhode Island and Minnesota are considering […]
In 2007, I was a 25-year-old single mom working a dead-end $12-an-hour insurance job in Dallas. I was living below the poverty line and eligible for government assistance, including Section 8, which helps low to middle income families with affordable housing. All of my income went to rent, gas, daycare, and sadly, payday loans in […]
If you’re strapped for cash and want to earn money using your car, a car title loan is one way to do it. A car title loan is when you put up your car title as collateral in exchange for a small loan of money. When the loan is paid off, you get the title […]
It is becoming more and more difficult to pay the rent, the mortgage and the bills, such as water and energy services, which are so critical for everyday life. This means the debt owed to local governments – for a range of services that can cover electricity bills, sewage, court costs, traffic fines and parking […]
No credit check loans are loans where the lender does not check the borrower’s credit before approving and lending loans. These types of loans can be tempting if your credit is poor and you don’t qualify for other products. However, no credit check loans can be risky and are generally not well regarded as they […]